eHealth “MedSup” Price Index Shows Medicare Consumers Can Save 20% on Medicare Supplement Plans by Comparing Their Options
Survey of 169 Medicare Supplement Plan F offerings across 47 states
and D.C. shows average Medicare Supplement Plan F premium is
“If you want to find a
Of the 10 types of Medicare Supplement plans available nationwide, 40%1 of those enrolled in a Medicare Supplement plan are enrolled in Plan F, which makes it the most popular plan by more than a three-to-one margin. By comparison, only 13% of those enrolled in a Medicare Supplement plan are enrolled in Plan C1.
eHealth compared the monthly premiums for non-smoking men and
non-smoking women who enrolled in a Medicare Supplement (MedSup) Plan F
plan at age 65, age 67, and age 72 across 47 states and the
Highlights from eHealth’s analysis of Medicare Supplement plan premiums for plans offered on its websites include:
-
A person could save over 20% on average by reviewing all their Plan
F options and choosing the one with the lowest premium: On a
state-by-state basis, Medicare Supplement Plan F premiums vary by as
much as 50% in states like
Arizona to as little as 2% or 3% in states likeRhode Island andSouth Dakota , respectively. - On average, the difference in premium between the highest priced and lowest priced Medicare Supplement Plan F plan available on eHealthMedicare.com was 21.2% at the state level.
-
Women pay 5% less than men: The average quoted Plan F premium
for a female non-smoker at age 65 was
$162 per month versus$173 per month for men. -
New Mexico has the lowest average premium: eHealth offers Plan F plans from three different insurers inNew Mexico . The combined average price of those three options was$130 per month for a male age 65 and$116 per month for women age 65. -
New York has the highest average rate: eHealth offers Plan F plans from three different insurers inNew York . The combined average price of those three options was$281 per month for a male or female aged 65. - Between age 65 and age 67, Medicare Supplement Plan F premiums increase 5.6% on average: For men and women, the average quoted rate for a 67-year-old was more than 5% higher than the average quoted rate for a 65-year-old.
- Between age 67 and age 72, Medicare Supplement Plan F premiums increase more than 15% on average: For men and women, the average quoted rate for a 72-year-old was more than 15% higher than the average quoted rate for a 67-year-old.
State-specific premium data
The following figures represent the average quoted premiums for
Male Age 65 |
Female Age 65 | Male Age 67 | Female Age 67 | Male Age 72 | Female Age 72 | |||||||||||||||||||
AK | $137.30 | $128.21 | $146.08 | $136.52 | $174.64 | $162.90 | ||||||||||||||||||
AL | $149.93 | $141.79 | $161.44 | $152.70 | $193.87 | $183.06 | ||||||||||||||||||
AR | $172.69 | $172.69 | $172.69 | $172.69 | $172.69 | $172.69 | ||||||||||||||||||
AZ | $177.07 | $164.77 | $188.38 | $175.43 | $218.27 | $203.51 | ||||||||||||||||||
CA | $165.57 | $165.57 | $178.19 | $178.19 | $219.60 | $219.60 | ||||||||||||||||||
CO | $161.97 | $149.49 | $173.79 | $160.31 | $210.69 | $193.83 | ||||||||||||||||||
CT | $252.10 | $252.10 | $252.10 | $252.10 | $252.10 | $252.10 | ||||||||||||||||||
DC | $214.88 | $206.29 | $231.58 | $220.86 | $262.80 | $244.19 | ||||||||||||||||||
DE | $187.09 | $163.98 | $195.59 | $171.37 | $233.28 | $203.94 | ||||||||||||||||||
FL | $255.75 | $223.14 | $268.46 | $234.02 | $304.59 | $265.13 | ||||||||||||||||||
GA | $178.87 | $168.58 | $190.20 | $178.57 | $215.79 | $200.03 | ||||||||||||||||||
HI | $155.70 | $155.31 | $168.22 | $166.21 | $204.19 | $194.20 | ||||||||||||||||||
IA | $140.96 | $126.02 | $148.04 | $132.18 | $176.91 | $156.73 | ||||||||||||||||||
ID | $179.57 | $179.57 | $180.44 | $180.44 | $205.83 | $205.83 | ||||||||||||||||||
IL | $153.45 | $145.49 | $165.16 | $156.70 | $200.02 | $189.53 | ||||||||||||||||||
IN | $156.28 | $146.31 | $170.33 | $159.42 | $206.32 | $192.96 | ||||||||||||||||||
KS | $154.98 | $146.48 | $165.47 | $156.49 | $197.96 | $186.72 | ||||||||||||||||||
KY | $157.21 | $143.46 | $168.07 | $153.33 | $202.20 | $183.67 | ||||||||||||||||||
LA | $181.17 | $165.81 | $194.02 | $177.48 | $233.64 | $212.69 | ||||||||||||||||||
MD | $249.76 | $236.83 | $254.38 | $241.02 | $298.36 | $272.73 | ||||||||||||||||||
ME | $211.36 | $211.36 | $211.36 | $211.36 | $211.36 | $211.36 | ||||||||||||||||||
MI | $171.64 | $164.30 | $185.24 | $177.28 | $225.56 | $215.12 | ||||||||||||||||||
MO | $196.18 | $181.44 | $211.68 | $195.79 | $238.75 | $220.42 | ||||||||||||||||||
MS | $150.99 | $136.69 | $159.03 | $143.68 | $190.28 | $169.99 | ||||||||||||||||||
MT | $131.32 | $131.32 | $137.64 | $137.64 | $163.92 | $163.92 | ||||||||||||||||||
NC | $147.56 | $139.56 | $158.15 | $149.64 | $190.81 | $180.14 | ||||||||||||||||||
ND | $155.60 | $137.43 | $162.99 | $143.86 | $194.66 | $171.04 | ||||||||||||||||||
NE | $147.61 | $134.18 | $158.06 | $143.69 | $190.35 | $172.56 | ||||||||||||||||||
NH | $206.09 | $179.90 | $216.40 | $188.81 | $245.70 | $214.10 | ||||||||||||||||||
NJ | $173.22 | $173.20 | $188.04 | $187.96 | $225.26 | $224.88 | ||||||||||||||||||
NM | $130.39 | $115.90 | $136.72 | $121.41 | $163.27 | $144.09 | ||||||||||||||||||
NV | $189.31 | $171.16 | $201.15 | $181.76 | $244.25 | $220.18 | ||||||||||||||||||
NY | $281.46 | $281.46 | $281.46 | $281.46 | $281.46 | $281.46 | ||||||||||||||||||
OH | $152.14 | $141.81 | $165.33 | $154.14 | $202.86 | $188.97 | ||||||||||||||||||
OK | $145.77 | $130.74 | $153.28 | $137.30 | $182.97 | $162.59 | ||||||||||||||||||
OR | $138.33 | $138.28 | $150.03 | $149.79 | $179.86 | $178.74 | ||||||||||||||||||
PA | $167.11 | $152.29 | $176.64 | $161.15 | $210.89 | $192.31 | ||||||||||||||||||
RI | $174.02 | $152.46 | $181.99 | $159.40 | $217.13 | $189.81 | ||||||||||||||||||
SC | $157.02 | $142.09 | $166.74 | $150.81 | $202.56 | $182.65 | ||||||||||||||||||
SD | $147.50 | $130.90 | $154.69 | $137.15 | $184.86 | $162.94 | ||||||||||||||||||
TN | $168.91 | $151.25 | $171.58 | $153.57 | $188.07 | $167.21 | ||||||||||||||||||
TX | $162.08 | $154.67 | $175.76 | $167.89 | $211.24 | $201.55 | ||||||||||||||||||
UT | $148.08 | $130.37 | $155.01 | $136.40 | $185.05 | $162.27 | ||||||||||||||||||
VA | $147.37 | $134.78 | $160.16 | $146.46 | $193.79 | $176.47 | ||||||||||||||||||
VT | $206.75 | $206.75 | $206.75 | $206.75 | $206.75 | $206.75 | ||||||||||||||||||
WA | $203.05 | $203.05 | $203.05 | $203.05 | $203.05 | $203.05 | ||||||||||||||||||
WV | $149.91 | $132.79 | $157.10 | $139.05 | $187.58 | $165.16 | ||||||||||||||||||
WY | $138.50 | $130.63 | $147.71 | $139.34 | $176.69 | $165.94 | ||||||||||||||||||
Average | $172.53 | $161.93 | $181.38 | $170.05 | $210.06 | $195.66 | ||||||||||||||||||
Detailed state-specific premium data
The following table shows the highest quoted rate for a
Age 65 Non-Smoker | Male | Female | ||||||
State | AK | |||||||
Lowest Quoted Rate | $127.92 | $126.94 | ||||||
Highest Quoted Rate | $165.00 | $165.00 | ||||||
Difference | $37.08 | $38.06 | ||||||
Percent Difference | 22% | 23% | ||||||
State | AL | |||||||
Lowest Quoted Rate | $129.90 | $129.90 | ||||||
Highest Quoted Rate | $178.08 | $177.33 | ||||||
Difference | $48.18 | $47.43 | ||||||
Percent Difference | 27% | 27% | ||||||
State | AR | |||||||
Lowest Quoted Rate | $167.17 | $167.17 | ||||||
Highest Quoted Rate | $199.34 | $199.34 | ||||||
Difference | $32.17 | $32.17 | ||||||
Percent Difference | 16% | 16% | ||||||
State | AZ | |||||||
Lowest Quoted Rate | $142.67 | $142.67 | ||||||
Highest Quoted Rate | $294.69 | $283.43 | ||||||
Difference | $152.02 | $140.76 | ||||||
Percent Difference | 52% | 50% | ||||||
State | CA | |||||||
Lowest Quoted Rate | $156.79 | $156.79 | ||||||
Highest Quoted Rate | $179.08 | $179.08 | ||||||
Difference | $22.29 | $22.29 | ||||||
Percent Difference | 12% | 12% | ||||||
State | CO | |||||||
Lowest Quoted Rate | $137.50 | $137.50 | ||||||
Highest Quoted Rate | $185.92 | $175.16 | ||||||
Difference | $48.42 | $37.66 | ||||||
Percent Difference | 26% | 22% | ||||||
State | CT | |||||||
Lowest Quoted Rate | $234.50 | $234.50 | ||||||
Highest Quoted Rate | $311.75 | $311.75 | ||||||
Difference | $77.24 | $77.24 | ||||||
Percent Difference | 25% | 25% | ||||||
State | DC | |||||||
Lowest Quoted Rate | $146.53 | $146.16 | ||||||
Highest Quoted Rate | $237.67 | $226.33 | ||||||
Difference | $91.14 | $80.17 | ||||||
Percent Difference | 38% | 35% | ||||||
State | DE | |||||||
Lowest Quoted Rate | $177.01 | $163.21 | ||||||
Highest Quoted Rate | $187.70 | $176.57 | ||||||
Difference | $10.69 | $13.35 | ||||||
Percent Difference | 6% | 8% | ||||||
State | FL | |||||||
Lowest Quoted Rate | $239.77 | $223.01 | ||||||
Highest Quoted Rate | $256.46 | $225.97 | ||||||
Difference | $16.69 | $2.96 | ||||||
Percent Difference | 7% | 1% | ||||||
State | GA | |||||||
Lowest Quoted Rate | $165.88 | $158.27 | ||||||
Highest Quoted Rate | $210.28 | $202.28 | ||||||
Difference | $44.40 | $44.00 | ||||||
Percent Difference | 21% | 22% | ||||||
State | IA | |||||||
Lowest Quoted Rate | $134.97 | $139.08 | ||||||
Highest Quoted Rate | $173.59 | $173.16 | ||||||
Difference | $38.62 | $34.08 | ||||||
Percent Difference | 22% | 20% | ||||||
State | ID | |||||||
Lowest Quoted Rate | $178.44 | $178.44 | ||||||
Highest Quoted Rate | $199.00 | $199.00 | ||||||
Difference | $20.56 | $20.56 | ||||||
Percent Difference | 10% | 10% | ||||||
State | LA | |||||||
Lowest Quoted Rate | $141.46 | $133.74 | ||||||
Highest Quoted Rate | $186.08 | $185.62 | ||||||
Difference | $44.62 | $51.88 | ||||||
Percent Difference | 24% | 28% | ||||||
State | IN | |||||||
Lowest Quoted Rate | $141.87 | $126.22 | ||||||
Highest Quoted Rate | $172.55 | $167.26 | ||||||
Difference | $30.68 | $41.05 | ||||||
Percent Difference | 18% | 25% | ||||||
State | KS | |||||||
Lowest Quoted Rate | $147.67 | $138.08 | ||||||
Highest Quoted Rate | $197.24 | $196.74 | ||||||
Difference | $49.57 | $58.66 | ||||||
Percent Difference | 25% | 30% | ||||||
State | KY | |||||||
Lowest Quoted Rate | $153.55 | $133.52 | ||||||
Highest Quoted Rate | $173.77 | $173.32 | ||||||
Difference | $20.22 | $39.80 | ||||||
Percent Difference | 12% | 23% | ||||||
State | LA | |||||||
Lowest Quoted Rate | $169.63 | $147.51 | ||||||
Highest Quoted Rate | $192.12 | $191.65 | ||||||
Difference | $22.49 | $44.14 | ||||||
Percent Difference | 12% | 23% | ||||||
State | MD | |||||||
Lowest Quoted Rate | $179.46 | $173.00 | ||||||
Highest Quoted Rate | $276.00 | $268.00 | ||||||
Difference | $96.54 | $95.00 | ||||||
Percent Difference | 35% | 35% | ||||||
State | ME | |||||||
Lowest Quoted Rate | $195.30 | $195.30 | ||||||
Highest Quoted Rate | $245.39 | $245.39 | ||||||
Difference | $50.08 | $50.08 | ||||||
Percent Difference | 20% | 20% | ||||||
State | MI | |||||||
Lowest Quoted Rate | $147.52 | $147.52 | ||||||
Highest Quoted Rate | $200.60 | $200.12 | ||||||
Difference | $53.08 | $52.60 | ||||||
Percent Difference | 26% | 26% | ||||||
State | MO | |||||||
Lowest Quoted Rate | $182.00 | $174.45 | ||||||
Highest Quoted Rate | $212.35 | $204.26 | ||||||
Difference | $30.35 | $29.81 | ||||||
Percent Difference | 14% | 15% | ||||||
State | MS | |||||||
Lowest Quoted Rate | $141.85 | $123.35 | ||||||
Highest Quoted Rate | $181.14 | $180.69 | ||||||
Difference | $39.28 | $57.33 | ||||||
Percent Difference | 22% | 32% | ||||||
State | MT | |||||||
Lowest Quoted Rate | $128.42 | $128.42 | ||||||
Highest Quoted Rate | $158.98 | $158.98 | ||||||
Difference | $30.56 | $30.56 | ||||||
Percent Difference | 19% | 19% | ||||||
State | NC | |||||||
Lowest Quoted Rate | $136.29 | $131.99 | ||||||
Highest Quoted Rate | $176.77 | $176.34 | ||||||
Difference | $40.48 | $44.35 | ||||||
Percent Difference | 23% | 25% | ||||||
State | ND | |||||||
Lowest Quoted Rate | $147.96 | $136.15 | ||||||
Highest Quoted Rate | $156.57 | $147.57 | ||||||
Difference | $8.61 | $11.42 | ||||||
Percent Difference | 6% | 8% | ||||||
State | NE | |||||||
Lowest Quoted Rate | $137.53 | $119.59 | ||||||
Highest Quoted Rate | $156.56 | $156.14 | ||||||
Difference | $19.03 | $36.55 | ||||||
Percent Difference | 12% | 23% | ||||||
State | NH | |||||||
Lowest Quoted Rate | $182.68 | $166.07 | ||||||
Highest Quoted Rate | $205.87 | $179.02 | ||||||
Difference | $23.19 | $12.95 | ||||||
Percent Difference | 11% | 7% | ||||||
State | NJ | |||||||
Lowest Quoted Rate | $172.20 | $172.20 | ||||||
Highest Quoted Rate | $208.47 | $207.95 | ||||||
Difference | $36.27 | $35.75 | ||||||
Percent Difference | 17% | 17% | ||||||
State | NM | |||||||
Lowest Quoted Rate | $127.33 | $110.72 | ||||||
Highest Quoted Rate | $170.61 | $152.97 | ||||||
Difference | $43.28 | $42.25 | ||||||
Percent Difference | 25% | 28% | ||||||
State | NV | |||||||
Lowest Quoted Rate | $167.72 | $145.85 | ||||||
Highest Quoted Rate | $225.12 | $209.08 | ||||||
Difference | $57.40 | $63.23 | ||||||
Percent Difference | 25% | 30% | ||||||
State | NY | |||||||
Lowest Quoted Rate | $220.75 | $220.75 | ||||||
Highest Quoted Rate | $340.18 | $340.18 | ||||||
Difference | $119.44 | $119.44 | ||||||
Percent Difference | 35% | 35% | ||||||
State | OH | |||||||
Lowest Quoted Rate | $138.53 | $138.53 | ||||||
Highest Quoted Rate | $174.66 | $167.64 | ||||||
Difference | $36.13 | $29.11 | ||||||
Percent Difference | 21% | 17% | ||||||
State | OK | |||||||
Lowest Quoted Rate | $128.09 | $116.66 | ||||||
Highest Quoted Rate | $187.13 | $186.67 | ||||||
Difference | $59.03 | $70.01 | ||||||
Percent Difference | 32% | 38% | ||||||
State | OR | |||||||
Lowest Quoted Rate | $132.75 | $132.75 | ||||||
Highest Quoted Rate | $213.00 | $213.00 | ||||||
Difference | $80.25 | $80.25 | ||||||
Percent Difference | 38% | 38% | ||||||
State | PA | |||||||
Lowest Quoted Rate | $157.92 | $148.45 | ||||||
Highest Quoted Rate | $226.19 | $225.62 | ||||||
Difference | $68.27 | $77.17 | ||||||
Percent Difference | 30% | 34% | ||||||
State | RI | |||||||
Lowest Quoted Rate | $156.40 | $152.24 | ||||||
Highest Quoted Rate | $175.08 | $156.01 | ||||||
Difference | $18.68 | $3.77 | ||||||
Percent Difference | 11% | 2% | ||||||
State | SC | |||||||
Lowest Quoted Rate | $143.38 | $124.68 | ||||||
Highest Quoted Rate | $169.67 | $162.67 | ||||||
Difference | $26.29 | $37.99 | ||||||
Percent Difference | 15% | 23% | ||||||
State | SD | |||||||
Lowest Quoted Rate | $146.89 | $127.73 | ||||||
Highest Quoted Rate | $151.32 | $150.92 | ||||||
Difference | $4.43 | $23.19 | ||||||
Percent Difference | 3% | 15% | ||||||
State | TN | |||||||
Lowest Quoted Rate | $150.39 | $140.55 | ||||||
Highest Quoted Rate | $180.05 | $179.61 | ||||||
Difference | $29.66 | $39.06 | ||||||
Percent Difference | 16% | 22% | ||||||
State | TX | |||||||
Lowest Quoted Rate | $147.67 | $137.71 | ||||||
Highest Quoted Rate | $197.84 | $188.72 | ||||||
Difference | $50.17 | $51.01 | ||||||
Percent Difference | 25% | 27% | ||||||
State | UT | |||||||
Lowest Quoted Rate | $131.00 | $131.00 | ||||||
Highest Quoted Rate | $163.43 | $163.01 | ||||||
Difference | $32.43 | $32.01 | ||||||
Percent Difference | 20% | 20% | ||||||
State | VA | |||||||
Lowest Quoted Rate | $126.90 | $110.35 | ||||||
Highest Quoted Rate | $195.33 | $186.00 | ||||||
Difference | $68.43 | $75.65 | ||||||
Percent Difference | 35% | 41% | ||||||
State | VT | |||||||
Lowest Quoted Rate | $192.94 | $192.94 | ||||||
Highest Quoted Rate | $207.24 | $207.24 | ||||||
Difference | $14.30 | $14.30 | ||||||
Percent Difference | 7% | 7% | ||||||
State | WA | |||||||
Lowest Quoted Rate | $201.69 | $201.69 | ||||||
Highest Quoted Rate | $241.56 | $241.56 | ||||||
Difference | $39.87 | $39.87 | ||||||
Percent Difference | 17% | 17% | ||||||
State | WV | |||||||
Lowest Quoted Rate | $146.33 | $127.24 | ||||||
Highest Quoted Rate | $180.10 | $179.64 | ||||||
Difference | $33.77 | $52.39 | ||||||
Percent Difference | 19% | 29% | ||||||
State | WY | |||||||
Lowest Quoted Rate | $134.01 | $116.53 | ||||||
Highest Quoted Rate | $157.30 | $156.92 | ||||||
Difference | $23.29 | $40.38 | ||||||
Percent Difference | 15% | 26% | ||||||
Average Price Difference | 21.2% | |||||||
*This table does not include Hawaii. | ||||||||
Notes:
1 Data from a
eHealth
For more health insurance news and information, visit eHealth's Consumer Resource Center.
View source version on businesswire.com: http://www.businesswire.com/news/home/20161012005433/en/
Source:
DMA Communications for eHealth, Inc.
Sande Drew, 916-207-7674
sande.drew@ehealth.com
or
eHealth,
Inc.
Nate Purpura, 650-210-3115
nate.purpura@ehealth.com