ACA Open Enrollment "Half-Time" Report: Average Individual Premiums Decrease 4%, Deductibles Rise 5%
The ACA's nationwide annual open enrollment period for 2020 coverage began on
- Average premiums show modest declines: Average premiums for individual coverage declined 4% compared to last year (from
$477 to $456), while family premiums declined 2% (from $1,154 to $1,134).
- Average deductibles increased: Average deductibles for individual coverage are up 5% compared to last year (from
$4,064 to $4,263); family premiums are up 4% (from $7,620 to $7,893).
- More people are selecting EPO plans: 31% of individuals and families selected EPO-style plans, compared to 25% during last year's open enrollment; 49% selected HMO-style plans, compared to 56% last year.
Read the full report.
eHealth will continue to monitor consumer behavior and plan selection patterns through the remainder of the ACA open enrollment period and publish additional insights as they become available.
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